Last updated: 28 October 2026.
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Rich or Happy is an educational tool. It estimates lifetime earnings and net worth for university degrees using public salary and cost-of-living data, and a set of assumptions described on the site. It is not a guarantee of future earnings.
Nothing on this site is financial advice. The figures are estimates built from public data and simplified assumptions. They are a starting point for your own research, not a recommendation to choose (or avoid) a degree, a career, an investment, or a mortgage. Speak to a qualified adviser before making financial decisions.
Salary and cost-of-living data come from public sources (HESA, DfE LEO, ONS, Numbeo) and may be out of date or wrong for your circumstances. We do our best, but we make no guarantee the numbers are accurate or complete.
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